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MUTUAL FUND BASICS

There are currently 42 offerings in the database.

Page(s): 1, 2, 3, 4, 5, 6

The Bull's-Eye Rating System

You'll notice that each of the fundfreebies entries have from 0 to 3 bull's-eyes after it. I'm using that symbol as a way to evaluate the content of each piece.

Now don't think that just because there aren't any bull's-eyes after a piece that it's not worth ordering. That's not the case at all. All of the materials presented are informative and have educational merit. And, little to no fund family p.r. fluff in them. I know this for a fact as I've read through each entry and personally decided upon its Bull's-Eye rating.

Here's what the ratings mean:

  • O to 1 bull's-eye means the piece is solid and informative.
  • 2 bull's-eyes means the piece is a cut above the 1 bull's-eye entries.
  • 3 bull's-eyes means content is strong, very educational and definitely worth a read.


  • MUTUAL FUND BASICS

    John Hancock's Funds-Perspectives: Facts for Mutual Fund Investors, These 8"x 11", one-sheet, two-sided reports do two things: On side-one, they providequick facts on various mutual fund topics. Side-two, however, looks at how aspecific John Hancock Fund might fit the subject discussed.the topic on thefirst page. Subjects discussed include all of the following:

    Perspectives: Don't Put All Your Eggs in an Index Basket, from JohnHancock. This 8 " x 11", one-sheet, two-sided report discusses the followingthree myths and realities of investing in an index fund: Myth 1 - thatthey're less risky than other equity funds; Myth 2 - that they mirror thestock market; and Myth 3 - that they're always excellent investments.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Chose the Share Class That's Right for You, from John Hancock.This 8 " x 11", one-sheet, two-sided report compares the advantages ofinvesting in a particular class of mutual fund shares.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Why Invest in a Technology Mutual Fund?, from John Hancock. This8 " x 11", one-sheet, two-sided report points out the advantages of investingin a technology mutual fund and gives you a snapshot of some computer sub-industries and how they've grown.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Consider a Growth and Income Fund - A growth Investment withLess Potential Risk, from John Hancock. This 8" x 11", one-sheet, two-sided report illustrates how growth and income funds have provided investorswith 89% of the S&P's return with less risk over the past ten years.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Five Reasons to Consider a Health Care Fund, from John Hancock.This 8 " x 11", one-sheet, two-sided report briefly looks why you shouldinvest in a health care fund and discusses these topics: the graying ofAmerica; the ongoing development of vital innovative new products; improvedefficiencies in patient care; increased consumer awareness and demand; andindustry consolidation.

    To get this information free, request it by title and call John Hancock Funds800-225-5291 .



  • MUTUAL FUND BASICS

    Perspectives: Where Do We Go From Here? If Your Portfolio is Weatherproof,You Don't Have to Ask, from John Hancock. This 8" x 11", one-sheet, two-sided report looks at S&P market returns for the past ten years and how toweatherproof your portfolio against market uncertainty.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Value or Growth? Choose Both, from John Hancock. This 8" x11", one-sheet, two-sided report looks at value vs. growth investing and theadvantages of investing in a fund that does both. The report includes a15-year chart comparing the total returns of both styles.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Take the Bite Out of Taxes with Tax-Free Income Funds, fromJohn Hancock. This 8 " x 11", one-sheet, two-sided report answers thequestions: Are tax-free income funds a good choice for you? and How can youdecide if you should consider a tax-free income fund?

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Cashing Out of Stocks Can Mean Missing Out on StrongPerformance, from John Hancock. This 8" x 11", one-sheet, two-sided reportlooks at the importance of building a diversified portfolio long-term equityportfolio.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.



  • MUTUAL FUND BASICS

    Perspectives: Why Invest in Income Mutual Funds?, from John Hancock. This 8"x 11", one-sheet, two-sided report points out how income mutual funds canbalance your portfolio by blending stocks and bonds and reducing volatility,while maintaining total return potential. There's a chart showing bond andstock returns over 25 years. Also looks at three hypothetical time-horizon portfolios and how income funds can play a role.

    To get this information free, request it by title and call John Hancock Funds800-225-5291.


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  • HOW WE FIGURE THINGS
    Since the educational data we received comes from a variety of different sources---and in all different sizes and shapes---we figured it would be best to have specific labels for each differently sized piece.

    To keep things in order, we count everything: The front cover is one page, the inside cover, page 2, etc. Consequently, there will no doubt be a difference in the number of pages you read in the reviews about the piece and the number of pages printed in it.

    With that in mind, here's a legend that names the various sized pieces. Read through it and you'll know why we call booklets booklets and pamphlets pamphlets:

  • Report. These are one- or two-page, often two-sided, reports on 8 1/2" x 11" papers. MFS and Pioneer have many of them.

  • Mini-let. That's a one-page piece of paper of various sizes folded in various ways. Copy here might read: "8 12" x 17" paper folded in thirds".

  • Pamphlet. Something with up to 12 pages---that includes counting the front and back cover pages, for a total of 4 pages right there. (This differs from the Mini-let in that these are separate pages and not part of one sheet of paper folded down.)

  • Booklet. Any unbound piece over 12 pages in length, covers again being counted in as 4 pages.

  • Tiny Book. All bound pieces, like some of the Scudder things. Count cover pages also.

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